Bankruptcy Information and Alternatives
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Bankruptcy Chapter 7: Discharges all debts completely, no monthly payments.
Read More | Online Qualification Test | Comparison | Calculate Savings

Debt Negotiation: Repay about 50% of debts*, dramatic monthly savings.
Read More | Online Qualification Test | Comparison | Calculate Savings

Bankruptcy Chapter 13: Repay about 85% of debts*, no monthly savings.
Read More | Online Qualification Test | Comparison | Calculate Savings

Credit Counseling: Repay 100% of debts, some monthly savings.
Read More | Online Qualification Test | Comparison | Calculate Savings


Debt Relief Center offers the 4 most common programs for reducing or eliminating personal and business debt. These 4 programs are Bankruptcy Chapter 7, Debt Negotiation, Bankruptcy Chapter 13, and Credit Counseling.

Offering all 4 programs provides our staff with maximum flexibility to ensure that you, our client, are presented with all of the available options for reducing or eliminating your debt.

If have have any questions at all, please call us:
1-888-211-0422


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Credit Cards & Credit Scores

This section discusses the impact of bankruptcy on your credit. Particular attention is paid to the effect on credit scores and the legal issues involved when dealing with credit card debt.




Your Car, Home & Foreclosure

Browse through a wealth of general information about how bankruptcy effects your car & house. Can it save your home from foreclosure? Will you be able to keep your vehicle? All of these questions and more are addressed in detail.


Bankruptcy Effects & Benefits

Learn about the far reaching effects of filing for bankruptcy. Find out what is really impacted after filing bankruptcy and whether the effect is positive or negative. This section is really about what happens 'after' a BK so that you can make an informed decision about whether or not it is the right thing for you.

Income, Wages, and Limits

Read about income and wage requirements. Find out which types of income are considered in the means test and what the limits are for those types of income.




Military, Student, Married, etc.

Read about how your filing status can affect filing for bankruptcy. Does it make a difference if you are filing as an individual or a married couple? What about people that are serving in the military? Are students treated differently, too? The answers may surprise you!